Borrowing or pledging agricultural machinery or vehicles?

Do you own one or more agricultural machines and need short-term financing? We will explain to you how you can turn your potato harvester, your transfer trailer or even your cucumber planter into cash and remain operational.

How does Pfandos cash & drive work for agricultural machinery?

Pfando offers an alternative to the pawn shop where you would pawn and return your car. This service is called cash & drive. With this option, you receive cash for the vehicle immediately and can continue to drive it after the contract has been concluded.

What works with a car also works with a threshing machine or a beet harvester. For example, you have a manure spreader and receive cash from Pfando immediately. However, the manure spreader does not remain on the Pfando farm afterwards, but you can continue to work and drive with your agricultural equipment, unlike with a pledge. You can therefore continue to use the manure spreader for your farm.

Bring your car

Receive money

Continue driving

Which agricultural machinery or equipment can be borrowed from Pfando?

Here we have compiled a list of agricultural equipment with which you can use Pfando's sale & rent back service.

• Bulldog
• Single-axle tractor
• Front loader (tractor)
• Feed mixer wagon
• Ball collection trolley
• Cucumber flyer
• Loader wagon
• Manure spreader
• Telehandler
• Trailer (transport trailer, transfer trailer, pulled by tractor)
• Fruit harvester
• Transfer trailer
• Wood harvester
• Forklift truck
• Motorized mower
• Yard loader
• Hop stripper
• Two-axle mower
• Push-off trolley
• Round baler/ baling press
• Bale wrapper
• Bar mower
• Irrigation machine
• Threshing machine
• Drill seed / seed drill
• Roller
• Fertilizer spreader
• Harrow
• Crop protection sprayer/field sprayer
• Forage harvester
• Milling machine
• Cultivator
• Slurry tanker
• Hoe harrow
• Hay tedder
• Forage harvester
• Potato planter
• Potato harvester
• Rotary mower
• Combine harvester
• Beet harvester
• Beet cleaner loader
• Rake
• Silo distributor

Your agricultural machine is not listed, but you still need cash quickly? Then give us a call and tell us which agricultural machine you would like to use Pfando's cash & drive service for. With over 5 locations throughout Europe, one of our experts will be near you.

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For example, what value must the agricultural machinery still have?

As there are many different designs and equipment of agricultural machinery, we cannot commit ourselves to a general amount. However, it is important that your fruit harvester, for example, is road-legal. We will clarify the value of the fruit harvester in an appraisal. This is always free of charge and non-binding for you. So please feel free to contact us. We look forward to your call!

Advantages of the Pfando service for winegrowers, farmers and agronomists

In agriculture, many things cannot be predicted or planned. Agriculture is also dependent on many factors, such as the weather. Who wouldn't know that better than you?

Precisely because many aspects of your professional life cannot be planned, a financial squeeze can quickly occur, but it is only of short duration. Pfando's cash & drive service is particularly suitable for these very limited periods.

Because you don't always need your entire fleet of equipment at the same time. But even if you still need to use a specific machine seasonally, the sale & rent back service is more suitable for you than the classic pawnbroking service. With Pfando, you can continue to use the machine. This is another reason why there are no demurrage charges when you use our services.

Our VIP service for winegrowers, farmers and agronomists:

Of course, you don't have to bring your machine to our branch. Our expert will come to your premises and take a look at your agricultural machinery. So make an appointment and let us advise you in detail about our offers.

Why take the two-axle mower to Pfando and not to the bank?

To obtain a loan from a bank, you usually need some time. This is because you first have to apply for the loan at the bank, for which you have to provide various documents. Then the laboriously completed application must be reviewed and approved by a department manager. All of this takes time that you may not have.

After all, your seasonal workers want to get their wages and even spontaneous repairs to special machines cannot wait until the end of the season.

The Pfando service is therefore an alternative to a bank loan. The focus is on your agricultural machinery and its value. Not the figures of your business or your personal Schufa entry. Using the sale & rent back service is discreet, direct and without a credit check.

Do you still have questions about Pfando's sale & rent back service? Give us a call or send us a WhatsApp message and ask us to call you back. We will be happy to advise you.

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What documents must the farmer have to hand at the appointment?

If you have decided to turn your crop sprayer into a cash injection, you will need a few documents that the appraiser will inspect on site to make the process straightforward. These are the vehicle registration document, the vehicle title, the insurance documents, your identity card and your driver's license.

Here you will find a list of all the documents you should have with you to the appointment with our expert.

Which agricultural equipment cannot be mortgaged or pledged?

We specialize in the valuation and lending of mobile assets. Therefore, we cannot lend on equipment that is permanently installed in buildings. We have to admit that we have no expertise in this area and leave it to other professionals who specialize in fixed assets.

Do you have questions about renting a combine harvester, irrigation machine or baler?

Don't be shy! Just give us a call or send us a message via WhatsApp. Our trained staff will take your questions and concerns seriously and handle your request objectively and discreetly, without embarrassing inquiries. Give us a chance - we want to give you one too!