Pfando for business customers
Pfando's service can be used not only by private individuals, but also by business customers. After all, a sudden financial gap can have devastating consequences, especially for entrepreneurs. Freelancers and the self-employed also have a much harder time getting a loan than employees.
In this section, we explain the advantages of Pfando's service for business customers and how you can obtain cash flexibly, discreetly and easily as an entrepreneur, solo self-employed person or freelancer. Without a credit check, an assessment of your profits in recent years and without a credit report. But with a lot of flexibility, full mobility and VIP service!
How do I get a loan without collateral?
Most banks or credit institutions require collateral if you want a loan. If you cannot offer any collateral, such as a property, insurance or a regular income, it will be much more difficult, if not impossible, to get a loan from a bank. You should therefore look for alternatives.
Pfando is an alternative to the classic loan that you can also use without collateral. Since Pfando gives you money for your car, it doesn't matter what your income situation is or whether you can offer other collateral. The only decisive factor for using Pfando's service is the value of your vehicle.
How do I get a bridging loan without a debt collection register extract and without a bank?
If you only have a short-term financial bottleneck, then the idea of a bridging loan is an obvious one. But even if it is only for a limited period of time, most banks and credit institutions want to play it safe. When applying for a bridging loan, they require an excerpt from the debt collection register of the applicant - i.e. you.
However, if you want to get by without a debt collection register extract and a bank, your options for obtaining money safely and reliably are limited. Pfando's cash & drive service, on the other hand, offers you a serious and reliable way of bridging a financial bottleneck without a debt collection register extract check. Pfando is not interested in your financial history, but in the current value of your vehicle. Pfando's service is designed to enable you to cover short-term financial needs quickly and easily.
How can I finance a payment default at short notice?
As an entrepreneur, you know the situation: the service has been provided, but the invoice is still a long way from being paid. Now you need interim financing. But how can you plug the financial gap quickly and easily? Use Pfando's discreet sale & rent back service with your vehicle and receive cash for your vehicle within 60 minutes.
You retain full mobility as you can continue to use the vehicle and can therefore continue your business as usual without interruption. You know that this is a short-term bottleneck and therefore only need a short-term financing solution.
As an entrepreneur, how can I quickly increase my equity?
If you simply want to have more money available but don't want to take out a loan from a bank, you can also use the Pfando service for a company vehicle. With Pfando, you get cash for your vehicle and can still keep driving it.
Within 60 minutes, without a Schufa or credit check. Only the value of the car is decisive in determining whether you can become a Pfando customer. Neither your balance sheet from the last few years nor the outstanding order volume are of interest to Pfando. Pfando turns your vehicle into money and therefore only the vehicle is the focus of consideration.
Our car experts will expertly assess the value of your vehicle. So if you simply need more money to make a short-term investment without getting into debt or hindering your business, then Pfando's sale & rent back service is ideal.
How can I pay my debts to the tax office?
We've all been there - the tax office wants more money than you calculated and now the money suddenly has to be there within the tight payment deadline. But where to get it if not steal it, as the German saying goes.
Entrepreneurs must regularly make payments with the advance VAT return, which may be missing from the business.
Pfando has an answer that is guaranteed to keep you on the right side of the law: The sale & rent back service. With this type of credit alternative, you turn your vehicle into cash and retain full mobility.
If you are an entrepreneur, you can even deduct the costs of this financing from your next tax return.
Receive cash within 60 minutes and continue driving the car
- Instant money (today)
- TÜV certified
- Highest payout amounts
- 60+ locations across Europe
- The credit alternative - without a debt collection register extract
- Trained customer advisors
- Always there for you on site and by phone
- Audited contracts