What is Pfando?
As the market leader for short-term liquidity, we offer people with a financial bottleneck a flexible and fast solution: with the sale-and-rent-back principle, we enable our customers to turn their vehicle into cash - with continued use! This unbeatable concept sets Pfando's cash & drive GmbH apart from traditional pawnbrokers, where the asset, i.e. your car or vehicle, remains with the pawnbroker. The customer can no longer use it, even if he is dependent on it. A huge disadvantage.
We are also unrivaled in terms of our corporate structure.
With over 5 locations in Germany and more than 100 trained employees on site, we provide our customers with competent support. Over 40,000 satisfied Pfando customers testify to the impressive benefits offered by Pfando's sale-and-rent-back principle.
Who is Pfando right for?
Pfando's sale-and-rent-back principle is an excellent credit alternative for private individuals and business people who need a quick cash injection and own a vehicle. It doesn't matter whether it's a car, van, classic car, motorhome, truck, tractor, motorcycle or agricultural vehicle. The special thing about Pfando is that you receive cash easily and within 60 minutes, the vehicle remains in your hands and you stay mobile.
For our special offer, you do not need to provide proof of income, a credit report or anything similar - to receive the maximum payment amount for your vehicle, all you need to do is Documents such as the vehicle registration document and vehicle registration certificate, the duplicate key, your driver's license, insurance documents and your identity card or passport present at the appointment on site can. For us, only the market value of the vehicle is decisive.
In our Germany-wide branch system, our specially trained staff will be happy to provide you with professional customer advice. In addition, our experienced employees know how to professionally inspect your vehicle and, if you are interested, will provide you with a non-binding and free offer with the best conditions guaranteed.
When is Pfando the right choice?
If you as an entrepreneur are currently experiencing a liquidity bottleneck due to a customer defaulting on payment, an unexpectedly high tax refund or similar, Pfando's sale-and-rent-back principle can help you out of the acute crisis. For example, if you own vehicles such as company cars, vans or trucks, you can sell them to us for the maximum payout amount. The continued use option allows you to continue using the vehicle via leasing without having to postpone any orders due to a lack of mobility. This allows you to meet your liabilities and keep your business running at the same time.
For private individuals, Pfando's offer is also particularly attractive if you find yourself in an acute and short-term payment emergency. For example, if you need to make an unexpected tax payment, finance a family celebration, or have money available quickly for your rental deposit or for a major purchase, our friendly customer advisors will be on hand to help you find a quick and individual solution.
Receive cash within 60 minutes and continue driving the car
- Instant money (today)
- TÜV certified
- Highest payout amounts
- 60+ locations across Europe
- The credit alternative - without a debt collection register extract
- Trained customer advisors
- Always there for you on site and by phone
- Audited contracts
How long has Pfando been around?
Pfando's cash & drive GmbH has been on the market as a financial services provider since November 2010. Since then, we have continuously developed into the market leader in the area of short-term liquidity through targeted expansion. With our financial services, we have helped more than 20,000 customers regain their ability to pay and act. In the beginning, our portfolio included traditional pawnbroking. We now rely exclusively on the sale-and-rent-back principle, as our customers retain their mobility and remain flexible by continuing to use their vehicle.
Our formula for success: Instead of many bureaucratic hurdles, such as checking the Schufa score etc., we use the vehicle alone to determine and pay out the equivalent value. Provided that all documents are available, we can pay out cash within 60 minutes and also offer the continued use of the vehicle with the continued use option compared to traditional car pawnbroking. And if you already have an offer from a pawnbroker or other financial service provider, you are welcome to bring it with you to your on-site appointment! We guarantee you better conditions and a higher payout amount!
How many employees does Pfando have?
Pfando's cash & drive GmbH currently employs around 60 people. With their experience, ideas and knowledge, they are a key component of Pfando's success. Our dynamic company is growing continuously, so we are confident that we will continue to attract committed and competent employees to our team.
The Pfando principle briefly explained
This is Pfando!
Private customers
At Pfando, we offer private individuals with an acute need for money an individual and flexible solution. We know that there can be many reasons for a liquidity bottleneck. For example, have you lost a legal dispute or have other private debts? Is there an accident-related payment default in the case of self-employment or is a tax repayment due?
Do you have an invoice shortfall in your company and want to ensure continued payment of wages?
Business customers
For a company, even a short-term inability to pay can mean the end under certain circumstances: Many tradespeople find themselves in payment difficulties due to an unexpectedly high tax prepayment, for example, especially if the tax calculation is switched from repayment to prepayment after the 3rd financial year. If it is not possible to continue paying wages for several months, you may lose employees and recovery from the liquidity problem becomes increasingly unlikely. In such cases, we at Pfando's cash & drive GmbH help tradespeople to quickly restore liquidity and secure the continued payment of wages.
What our customers say
Everything was very relaxed. The advisor was very friendly, competent and courteous. After we had clarified all the formalities, the check arrived within the next 30 minutes. [...]
After the application was processed very quickly, I had the money in my account less than 3 minutes later. And I was rid of my worries. [...] The best thing is that I can continue driving my car.
I have been a Pfando customer for a long time and have used their services several times at certain intervals. The good thing about Pfando is the fast and uncomplicated processing to get money quickly at short notice.
Other interesting articles